修正CEO报销财务兜底与部署护栏（07-28-ceo-finance-fallback）

client/tests/e2e/pc-finance-admin-visual-wave4.spec.ts

@@ -899,7 +899,7 @@ async function mockWave4Apis(page: Page, options: Wave4MockOptions = {}) {
             level1Role: "manager",
             level2Role: null,
             level3Role: null,
-            ownerSelfFallbackRole: "finance_mgr",
+            ownerSelfFallbackRole: "finance",
             enabled: true,
             priority: 1,
             createdAt: "2026-05-29T08:00:00.000Z",
@@ -1067,6 +1067,19 @@ test("PC 财务列表使用明确动作入口", async ({ page }) => {
   await expect(page.getByTestId("invoice-export-csv")).toBeVisible();
 });
 
+test("审批规则负责人本人兜底默认财务并兼容财务负责人", async ({ page }) => {
+  await mockWave4Apis(page);
+  await page.setViewportSize({ width: 1440, height: 960 });
+  await login(page);
+
+  await page.goto("/system/approval-rules");
+  const fallbackSelect = page.getByTestId("approval-rules-create-owner-self-fallback");
+  await expect(fallbackSelect).toHaveValue("finance");
+  await expect(fallbackSelect.locator('option[value="finance"]')).toHaveText("财务");
+  await expect(fallbackSelect.locator('option[value="finance_mgr"]')).toHaveText("财务负责人（兼容）");
+  await expect(page.getByText("推荐财务；系统管理员不参与业务审批。")).toBeVisible();
+});
+
 test("/payment-batches 在 768x1024 与 1024x768 下操作列可达", async ({ page }) => {
   await mockWave4Apis(page);
   await login(page);